planin30
30 seconds to your first plan.
Then build from there.
Free planning tools that give you a first draft, not a blank spreadsheet — with line items, assumptions, and dates already in place. Edit anything. No sign-up wall.
How planning starts
Start with structure, then make it yours.
You should not have to build the spreadsheet before you can answer the question. Each tool starts with categories, estimates, and dates already in place, so you can adjust instead of invent.
We never see your accounts. No bank connections, no transaction logs — enter a balance when you want to update the plan.
Name the decision
Pin down the goal, the deadline, and the tradeoff before the math gets loud.
Run the numbers
Start with plain assumptions for cost, timing, savings, or payoff.
Compare options
Change the inputs and see what moves, not just one final answer.
Make the next move
Leave with a monthly number, date, or option worth revisiting.
Planner library
Life happens. Plan for it.
When you do not know where to start, pick the closest question below. Each tool gives you a first draft you can edit, not a blank spreadsheet to build.
Retirement & long-term money
7 tools
Social Security Break-Even Calculator
CalculatorWhat age should I start Social Security?
Financial Independence Planner
CalculatorWhen could investments support me without a paycheck?
529 College Savings Calculator
CalculatorWhat should we save for future education costs?
Investment Property Calculator
CalculatorDoes a rental property make sense after costs?
Saving & debt payoff
3 tools
Home & car decisions
8 tools
Home Affordability Calculator
CalculatorWhat home price fits my cash and monthly budget?
Home Purchase & Sale Planner
PlannerWhat will buying, selling, or refinancing cost around closing day?
Home Renovation Planner
PlannerWhat will this remodel cost by area, including permits and contingency?
Outdoor Projects Planner
PlannerWhat will the pool, patio, landscaping, or other yard work cost?
What will it cost to build this home from land through finishes?
Car Buy vs Lease Calculator
CalculatorWhich car path is cheaper over the period I care about?
Car Purchase Planner
PlannerWhat will this car cost beyond the sticker? Taxes, registration, insurance, financing, and a buying checklist.
Project planners
20 tools + AI
Project Planner
AI Plan Builder
Describe a project or import notes, spreadsheets, PDFs, and quotes. Start from a drafted budget, timeline, checklist, and payments.
Wedding Planner
PlannerWhat will the wedding cost? Budget and vendor payments, plus the guest list, invites, RSVPs, and seating.
Trip & Vacation Planner
PlannerWhat will the trip cost? A day-by-day itinerary with stays, activities, a packing list, and payments.
Moving Planner
PlannerWhat will the move actually cost? A timeline for booking movers and utilities, deposits, and a move-day checklist.
Baby Planner
PlannerHow much before and after birth? Gear buy-by deadlines on a due-date timeline, plus the monthly costs after.
Party & Event Planner
PlannerWhat will the event cost? Guest list, venue, catering, vendor deadlines, and a day-of checklist.
Business Launch Planner
PlannerWhat will it take to launch? Legal setup, build milestones, recurring software, marketing, and launch-day tasks.
Templates for projects, events, care, college, business, and home.
Career, estate & money decisions
10 tools
High School Career Direction
Decision toolWhich majors and career-path families fit me?
Estate Structure Explorer
Decision toolWhich estate structures should I ask an attorney about?
Everyday choices
4 tools
See it in 30 seconds
A compact Wedding Planner demo — budgeting, timeline, payment tracking, and sharing.
Calculator-backed articles
Guides for retirement, home buying, savings, and estate planning — each anchored to a real scenario you can open and edit.