Savings Goal Planner

planin30

Set the target. Track every dollar.

Current$0

Target$60,000

ByJun 15, 2028

Monthly$2,504

30 seconds to your first savings goal. Track every dollar.

Savings Goal

Target datei

Starting balance

Start date

Monthly Paymenti

Auto-calculated. Setting this updates Target Date.

Interest Ratei

Affects your monthly target and goal date.

Monthly to hit goal

$2,504/mo

$60,000 remaining · $2,504/mo · 24 months

Just enter your balance once in a while. We'll track progress to your goal.

↓ In the future, enter your balance in the tracker below

Date

BalanceMonthly GoalSaved

Jun 152026(start)

Balance

Goal

—

Saved

—

Jun 152026(start)

—

Jun 302026

Balance

Goal: $1,252

Goal

$1,25215 of 30 days

Saved

—

Jun 302026

Goal: $1,252

$1,25215 of 30 days

—

Jul 312026

Balance

Goal: $3,756

Goal

$2,504

Saved

—

Jul 312026

Goal: $3,756

$2,504

—

Aug 312026

Balance

Goal: $6,260

Goal

$2,504

Saved

—

Aug 312026

Goal: $6,260

$2,504

—

Sep 302026

Balance

Goal: $8,764

Goal

$2,504

Saved

—

Sep 302026

Goal: $8,764

$2,504

—

Oct 312026

Balance

Goal: $11,268

Goal

$2,504

Saved

—

Oct 312026

Goal: $11,268

$2,504

—

Nov 302026

Balance

Goal: $13,772

Goal

$2,504

Saved

—

Nov 302026

Goal: $13,772

$2,504

—

Dec 312026

Balance

Goal: $16,276

Goal

$2,504

Saved

—

Dec 312026

Goal: $16,276

$2,504

—

Jan 312027

Balance

Goal: $18,780

Goal

$2,504

Saved

—

Jan 312027

Goal: $18,780

$2,504

—

Feb 282027

Balance

Goal: $21,284

Goal

$2,504

Saved

—

Feb 282027

Goal: $21,284

$2,504

—

Mar 312027

Balance

Goal: $23,788

Goal

$2,504

Saved

—

Mar 312027

Goal: $23,788

$2,504

—

Apr 302027

Balance

Goal: $26,292

Goal

$2,504

Saved

—

Apr 302027

Goal: $26,292

$2,504

—

May 312027

Balance

Goal: $28,796

Goal

$2,504

Saved

—

May 312027

Goal: $28,796

$2,504

—

Jun 302027

Balance

Goal: $31,300

Goal

$2,504

Saved

—

Jun 302027

Goal: $31,300

$2,504

—

Jul 312027

Balance

Goal: $33,804

Goal

$2,504

Saved

—

Jul 312027

Goal: $33,804

$2,504

—

Aug 312027

Balance

Goal: $36,308

Goal

$2,504

Saved

—

Aug 312027

Goal: $36,308

$2,504

—

Sep 302027

Balance

Goal: $38,812

Goal

$2,504

Saved

—

Sep 302027

Goal: $38,812

$2,504

—

Oct 312027

Balance

Goal: $41,316

Goal

$2,504

Saved

—

Oct 312027

Goal: $41,316

$2,504

—

Nov 302027

Balance

Goal: $43,820

Goal

$2,504

Saved

—

Nov 302027

Goal: $43,820

$2,504

—

Dec 312027

Balance

Goal: $46,324

Goal

$2,504

Saved

—

Dec 312027

Goal: $46,324

$2,504

—

Jan 312028

Balance

Goal: $48,828

Goal

$2,504

Saved

—

Jan 312028

Goal: $48,828

$2,504

—

Feb 292028

Balance

Goal: $51,332

Goal

$2,504

Saved

—

Feb 292028

Goal: $51,332

$2,504

—

Mar 312028

Balance

Goal: $53,836

Goal

$2,504

Saved

—

Mar 312028

Goal: $53,836

$2,504

—

Apr 302028

Balance

Goal: $56,340

Goal

$2,504

Saved

—

Apr 302028

Goal: $56,340

$2,504

—

May 312028

Balance

Goal: $58,844

Goal

$2,504

Saved

—

May 312028

Goal: $58,844

$2,504

—

Jun 152028(goal)

Balance

$60,000

Goal

$1,16914 of 30 days

Saved

—

Jun 152028(goal)

$60,000

$1,16914 of 30 days

—

Learn more about this calculator

Most savings goals fail because the math was never done. The Savings Goal Planner turns any goal — a new car, a home project, a fund-anything bucket — into a simple monthly number. Enter the target amount and the date you need it; we tell you how much to set aside each month in a high-yield savings account.

Add what you've already saved, log actual balances month by month, and the planner replans automatically. A good month (a bonus, a side-hustle payment) shows up as a lower ask the next month — not a number that no longer makes sense.

What this calculator covers

Use these as a quick scope check before you rely on the output.

•Monthly savings target given goal amount and date
•HYSA interest projection included in the math
•Progress logging: enter actual balances month by month
•Automatic replan after each checkpoint
•Save and share your goal with anyone

Frequently asked questions

How is this different from the other budget planners?

Wedding, Vacation, and Moving planners come with curated line-item templates for specific events. This one is the flexible catch-all for any goal that doesn't fit a template.

What if I have multiple goals at once?

Save each as a separate scenario and track them independently. Switch between scenarios quickly without losing your progress.

Does this suggest which account to use?

The planner defaults to a high-yield savings account (HYSA) rate. For goals under a year, HYSA is almost always right. For longer horizons, a CD ladder might make sense.

Practical examples that connect the calculator to real planning decisions.