How Much Should I Save for Retirement Each Month?
Use a concrete age-30 retirement scenario to estimate a monthly savings target, then see how the answer changes with time, returns, and starting balance.
Planning tools
Retirement & long-term money
Model the decisions that compound over years: retirement income, financial independence, education costs, and long-term investments. Start with a complete scenario, then change the assumptions that matter to you.
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5 tools for this part of life.
Guides for retirement & long-term money
Worked examples connected to tools you can open and edit.
Cap Rate vs Cash-on-Cash Return: Which Rental Number Matters?
Learn the difference between cap rate and cash-on-cash return with a $400,000 duplex scenario, financing comparison, and rental-property calculator checks.
Is a Rental Property a Good Investment? Compare Cash Flow, Appreciation, and Stocks
Compare a rental-property scenario against stocks using monthly cash flow, appreciation, sale proceeds, and total return.
529 Plan vs Taxable Brokerage for College Savings
Compare a 529 plan vs a taxable brokerage for college savings with a concrete 12-year scenario, tax drag, flexibility tradeoffs, and 529 overfunding risks.
What If You Save Too Much in a 529?
Saving too much in a 529 is usually manageable, but it is still worth planning. See the options for unused 529 money and a concrete surplus scenario.
How Much Rent Do You Need for a Rental Property to Break Even?
Learn how to estimate the rent a rental property needs to break even after vacancy, management, mortgage payments, and operating expenses.